HOW TO SAVE MONEY IN 2018





Hello everyone , Welcome back to rubbiey talks , so for today whats on the plate is  SAVING in 2018. 
SAVE ! SAVE ! SAVE!. Often times when people tell you to save you wonder how, i'm sure some of us have it as goals  for 2018 , For those who haven't set goals for 2018 I can  refer  a channel to you on you tube: Life of Kors ,talking about setting goals for 2018 . Straight to the talk of today
HOW EXACTLY DO YOU SAVE!!!! And why do you need to save , for one thing saving is very important, you could save for a stormy day or you could save for something you want; a house, a car , an expensive bag , shoes and so on, you can also save for future sake just keep putting money in that bank till its needed that I recommend . wouldn't it be so awesome to look into your bank account and see more than 6 digits , makes you feel like a millionaire because you were able to discipline yourself enough to save some money.
How do i save ?? First  things first know the savings rule  for those who have income per month could be pocket money or you are getting in salary or if not per month on every job done for entrepreneurs you are to save 25% of that income.
Let us do a little maths
 For example you earn a 100,000 per month  25% of that amount is 25,000 per month multiplied by 12 if you do this for 12 months in that year you can have 300,000 that you have saved, in 3 years you have close to 1 million . that's one way
if you do not want to save like that you can save from every day or every week N500 if you are doing this per week in 52 weeks you have 26,000 if its N1,000 per week in 52 weeks you have N52,000 if it's per day well using N1,000 you have N 365,000 and N366,000 for a leap year πŸ˜‰
these are just rough examples you can save any amount you want any how you please .
Where exactly can u save ??
 remember having those piggy boxes you put your little cash



 Here in Nigeria its called Kolo you can get one just google "mykolo" , well HELLO!! lock it up and keep putting money in a container .in saving you have to be disciplined or better still open a bank account where you have no ATM card for and you cannot transfer the money out so money keeps coming in . the piggy boxes are for cash that cash you get that you can save instead of using and the bank account well for money transferred to you. Try this and I promise you'll thank me later.
So after reading this some persons may say "but if i really want the money, I'll go to the bank no how or ill break my piggy bank or kolo" , what i can tell you is discipline is key , think of the end of the year 31st December breaking the piggy bank and seeing how much you've saved. envision finally getting that thing you have wanted all year . i know you can do this !!
HAPPY SAVINGS

Comments

  1. insightful, other examples of digital saving platform are http://piggybank.ng , http://alat.ng , and cory wise

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